1. Who we are
Opheleo Academy is the trading name of Opheleo Learning & Development Pte. Ltd. (UEN 202641793H), a private company limited by shares incorporated in Singapore. In these Terms, “Opheleo Academy”, “we” and “us” mean that company.
Our registered office is at 160 Robinson Road #14-04, Singapore 068914.
We are an education company. Our business is teaching people how markets work, how to analyse them, and how to manage risk. That is the whole of our business.
2. What these Terms cover
These Terms apply when you browse the site, create an account, take a free lesson, buy a course, or attend a live session. By doing any of those things you accept them.
If you buy on behalf of a company, you confirm you are authorised to bind it, and “you” means that company.
3. What we are not, and our relationship with the Opheleo brokerage group
This section matters more than any other and we would rather over-explain it.
- We are not a broker, dealer, exchange, or financial adviser.
- We do not open trading accounts, accept deposits, execute or transmit orders, hold client money or assets, or manage anyone's money.
- We do not give investment advice, issue trade signals, or make recommendations about any product, market or instrument.
- We do not refer students to any broker, and we receive no payment, commission, rebate or other benefit connected to any student opening or funding a trading account anywhere.
Opheleo Academy shares a brand name with a separately owned brokerage group. The two are operated independently. Nothing taught, published or said by the academy is an offer, promotion or arrangement of brokerage services, and no instructor may direct a student to any broker. If any instructor, affiliate or person claiming to represent us does otherwise, report it to compliance@opheleoacademy.com and we will act on it.
Because we do not advise on, deal in or arrange any investment product, we do not hold a financial services licence and are not regulated as a financial institution in any jurisdiction.
4. Eligibility
You must be at least 18 years old and legally able to enter a contract.
We do not offer courses to residents of the United States or Canada, or of any country where local law restricts this kind of education. You are responsible for confirming that taking our courses is lawful where you live.
We may decline or cancel any enrolment, and will refund it in full if we do.
5. Enrolment, prices and payment
- Prices are shown in US dollars (USD). Singapore GST is added at checkout for Singapore residents.
- The full price, currency and any tax are shown before you enter card details and again on the order summary.
- Payment is taken by a third-party payment processor. Card details are entered on the processor’s systems; we never see or store a full card number.
- Charges appear on your statement as OPHELEO ACADEMY. If you do not recognise a charge, email billing@opheleoacademy.com before contacting your bank and we will resolve it.
- Payment plans, where offered, are stated on the program. Missing an instalment may suspend access until it is settled.
6. Access and licence
On payment you receive a personal, non-transferable, non-exclusive licence to access the course materials for the stated access period, normally twelve months from purchase.
You may download materials marked as downloadable for your own study. You may not share your login, resell, republish, record, or redistribute any material, or use it to train an automated system.
We may update course content. If we materially reduce what a course contains during your access period, tell us and we will put it right.
7. Live sessions and cohorts
- Live sessions run on Zoom in GMT+8 and are recorded. Recordings are normally available within 24 hours.
- Cohorts are capped at twelve students. Seat limits are real, not a scarcity device.
- Sessions review your process, your written analysis and your demo journal. Instructors will not tell you what to trade, share their own positions, review live trading accounts, or manage money for you.
- Attending live is not required. If you cannot attend, watch the recording.
- We may reschedule a session with as much notice as we can give; if we cancel a cohort outright, you get a full refund.
8. The demo environment
Course exercises run on an academy demo environment using virtual funds. It requires no identity verification, holds no money, and will never prompt you to open or fund a live trading account.
Results in a demo environment do not reflect real trading. Real execution involves slippage, latency, funding costs, and the psychological pressure of real money, none of which a demo reproduces faithfully.
9. Your conduct
- Do not share account access or course materials.
- Do not use our community or sessions to promote a broker, signal service, fund, or any commercial offer.
- Do not ask instructors for trade recommendations; they are instructed to decline.
- Do not harass other students or staff. We remove people who do, without refund.
10. Anything you submit
You keep ownership of the analysis, journals and plans you submit. You grant us a licence to use them for the purpose of teaching you and, in anonymised form, for internal quality review.
We will not publish your work, name or likeness without your written consent.
11. No advice, no guarantee
Everything we publish is educational and general. It takes no account of your circumstances, objectives or financial situation, and it is not a recommendation to trade anything.
We do not guarantee that you will become profitable, or profitable at all. Trading leveraged products carries a high risk of loss, and most retail accounts lose money. See our Risk Disclosure.
12. Liability
Nothing in these Terms limits liability that cannot lawfully be limited, including for fraud, or for death or personal injury caused by negligence.
Subject to that, our total liability to you in connection with a course is limited to the amount you paid us for it in the twelve months before the claim.
We are not liable for trading losses. We do not place trades, do not advise on them, and cannot control what you do with what you learn.
13. Suspension and termination
We may suspend or end your access if you materially breach these Terms, with a refund only where our Refund & Cancellation Policy requires one.
You may stop using the service at any time; refunds are governed by the Refund & Cancellation Policy.
14. Changes to these Terms
We may update these Terms. If a change materially affects your rights we will email registered students at least 14 days before it takes effect. Continuing to use the service after that date means you accept the change.
15. Governing law and complaints
These Terms are governed by the laws of Singapore, and the courts of Singapore have exclusive jurisdiction.
Complaints: email support@opheleoacademy.com with your order number. We acknowledge within two business days and aim to resolve within ten.